The Maryam Nawaz Loan Scheme for Students 2026 has been launched to provide major financial support to students and young professionals across Punjab. Through interest-free education loans, overseas opportunity funding, laptop distribution, and startup finance programs, the initiative aims to reduce financial barriers and promote higher education, digital access, and entrepreneurship. These schemes are designed to empower deserving youth with practical resources to build successful academic and professional careers in Pakistan and abroad.
1. CM Punjab Parwaaz Card 2026 – Interest-Free Education & Skill Loan
The CM Punjab Parwaaz Card is the main loan initiative for students and skilled individuals who want to move abroad for education or employment.
Key Features
- Loan Amount: Up to PKR 2,000,000 (2 Million)
- Interest Rate: 0% (Interest-Free)
- Coverage Includes:
- Tuition fees
- Visa fees
- Airfare
- Pre-departure medical tests
This program is ideal for students admitted to foreign universities or skilled workers securing overseas jobs.
Application Deadline
- Applications for the 2026 cycle are typically open in January.
- Deadline: January 28, 2026
Official Portal
Apply through: parwaaz.psdf.org.pk
2. CM Punjab Laptop Scheme Phase-II 2026
Although not a loan, the Laptop Scheme Phase-II 2026 is one of the largest student support programs currently active in Punjab.
Important Deadline
- The application deadline has been extended to February 28, 2026.
Eligibility Criteria
Students must:
- Be enrolled in an HEC-recognized public or private university in Punjab
- Be currently in the 1st or 2nd semester
- Be enrolled in:
- BS
- MS
- MPhil
- Medical
- Dental
- Nursing programs
Merit Criteria
- Minimum 65% marks for BS/General students
- Minimum 80% marks for Medical/Dental students
Official Portal
Apply at: cmlaptophed.punjab.gov.pk
3. CM Punjab Asaan Karobar Finance – Startup Loan 2026
For graduates or students planning to launch a business, the Asaan Karobar Finance Scheme offers interest-free startup capital.
Loan Details
- Loan Amount: Up to PKR 1,000,000 (1 Million) under Tier-1
- Interest Rate: 0% (Interest-Free)
- Age Limit: 21 to 57 years
This initiative encourages entrepreneurship and self-employment among Punjab’s youth.
Official Portal
Apply at: akc.punjab.gov.pk
How to Apply Online for Maryam Nawaz Loan Scheme 2026
Follow these steps for any of the schemes:
Step 1: Visit Official Portal
Go to the specific scheme website listed above.
Step 2: Register
- Enter your CNIC number
- Use a mobile number registered in your name
Step 3: Upload Required Documents
- CNIC (Front & Back)
- Punjab Domicile
- Latest Educational Transcripts
Step 4: Track Application Status
Use the “Check Status” option on the portal and enter your CNIC to monitor progress.
Final Thoughts
The Maryam Nawaz loan scheme for students 2026 includes multiple opportunities, from the Parwaaz Card (PKR 2 million interest-free loan) to the Laptop Scheme Phase-II and Asaan Karobar Finance.
Students are advised to apply only through official government portals and complete applications before the deadlines.
FAQs (Frequently Asked Questions)
1. What is the Maryam Nawaz Loan Scheme for Students 2026?
It includes interest-free loan programs like the CM Punjab Parwaaz Card, Laptop Scheme Phase-II, and Asaan Karobar Finance to support students and young professionals.
2. How much loan can students get under the Parwaaz Card?
Eligible students can receive up to PKR 2,000,000 as an interest-free loan for tuition, visa, airfare, and related expenses.
3. Who is eligible for the CM Punjab Laptop Scheme 2026?
Students enrolled in the 1st or 2nd semester at HEC-recognized universities in Punjab with at least 65% (BS) or 80% (Medical/Dental) marks can apply.
4. What is the deadline to apply in 2026?
Parwaaz Card applications usually close on January 28, 2026, while the Laptop Scheme Phase-II deadline is February 28, 2026.
5. How can I apply for these schemes?
Visit the official portals, register with your CNIC and mobile number, upload required documents, and track your application status online.